Decoding the OBBB: Permanent Tax-Free Treatment of Employer-Sponsored Student Loan Repayment

by David Aronson | Jul 8, 2025 | Benefits, Differentiation, Employee Benefits, FAQ, Financial Wellbeing, Finding Talent, Human Capital, Human Resources, Insights, Plan Design, Program Management, Recruiting, Retaining Talent, Student Loan Assistance, Student Loan Balance, Student Loan Debt, Tax-free, Uncategorized

The OBBB has brought significant, permanent changes to federal student loans. For employers focused on college-educated talent, the biggest impact is the permanent tax-free status for employer student loan assistance. Employers have long found high ROI offering this...

Opportunity Now: Student Loan Repayment is PERMANENTLY Tax-Free Under the OBBB

by Joe Kwasniewski | Jul 7, 2025 | Benefits, Decisions, Differentiation, Employee Benefits, Employee Engagement, Features, Finding Talent, Government Relations, Human Capital, Human Resources, Insights, Plan Design, Program Management, Retaining Talent, Student Loan Assistance, Student Loan Balance, Student Loan Repayment, Tax-free

For ten years, Peanut Butter has helped employers offer impactful student loan assistance programs, recognizing the financial strain of student debt. As you know from our recent posts, employers consistently report a high ROI on this benefit, even when offered on a...

Legislative Update Confirms What Leading Employers Already Know

by Joe Kwasniewski | Jul 1, 2025 | Benefits, Decisions, Differentiation, Employee Benefits, Employee Engagement, Financial Wellbeing, Finding Talent, Government Relations, Human Capital, Human Resources, Insights, Press Room, Program Management, Recruiting, Retaining Talent, Student Loan Assistance, Student Loan Debt, Student Loan Repayment, Tax-free

Recent legislative updates, including a Senate version of H.R. 1 that mirrors the House bill we recently wrote about, continue to point toward a permanent extension of tax-free employer student loan contributions. This progress is welcome, but it simply reinforces a...

Peanut Butter Insights: How do I know an eligible employee is making their monthly payment?

by Joe Kwasniewski | Mar 20, 2025 | Benefits, Decisions, Employee Benefits, Employee Engagement, FAQ, Features, Human Resources, Insights, Plan Design, Program Management, Qualified Loans, Student Loan Assistance, Student Loan Balance, Student Loan Repayment

Many times in discussions with existing and potential clients, a common question that comes up is regarding skin in the game for employees receiving a Student Loan Repayment benefit. Furthermore, how would they know an eligible employee is making their minimum monthly...

Peanut Butter Insights: How many of your employees have student loans?

by Joe Kwasniewski | Mar 20, 2025 | Benefits, Decisions, Employee Benefits, FAQ, Features, Human Resources, Insights, Plan Design, Program Management, Student Loan Assistance, Student Loan Balance, Student Loan Debt, Student Loan Repayment

One of the most common questions we get from employers during discussions regarding Student Loan Assistance is, ‘How many of my employees likely have student debt?’ This post breaks down our answer to that question and the expectation employers should have...

Peanut Butter Insights: Are company contributions applied to employees’ principal balance?

by Joe Kwasniewski | Feb 13, 2025 | Benefits, Employee Benefits, FAQ, Human Resources, Insights, Plan Design, Program Management, Student Loan Assistance, Student Loan Repayment

One question that comes up during meetings with clients and prospects is, if we choose to offer Student Loan Repayment are company contributions applied toward our employees’ principal balance? To answer that question. Employer-sponsored contributions are...